IFSC stands for Indian Financial System Code, which is a unique 11-character code assigned to every bank branch in India. This code is essential for online money transfers through NEFT, RTGS, IMPS, and UPI transactions. Whether you're transferring money to a friend, making a payment for goods, or paying your taxes online, you need the correct IFSC code to ensure your money reaches the right bank branch. Our IFSC lookup tool helps you find this code instantly along with complete branch details.
For FY 2025-26, having correct IFSC code has become even more important with digital payments becoming the norm. Every bank branch has a unique IFSC code that looks like "HDFC0001234" where first 4 characters are bank code, fifth character is 0, and last 6 characters are branch identifier. You need this code for any inter-bank electronic transfer. For same-bank transfers (within same bank branches), IFSC is still needed for verification. For UPI payments, your UPI ID might work without manually entering IFSC, but banks and payment apps verify transactions using IFSC.
Our IFSC lookup tool is especially useful when you're making tax payments. When paying advance tax online or paying self-assessment tax, you need to select your bank and enter IFSC code. Similarly, for TDS payment, GST payment, and other government payments, IFSC verification is required. Incorrect IFSC can delay your payment or cause transaction failures, which can lead to penalties for late tax payments.
Many people use IFSC lookup when they're setting up new beneficiaries in net banking or mobile banking apps. You need to add payee with correct IFSC code, bank account number, and name for security. Some banks even enable NEFT, RTGS, and IMPS services only after IFSC verification is done for your branch. For businesses making regular payments to vendors, employees, or for tax compliance, having quick IFSC lookup access is essential for smooth operations.
For official IFSC code database and RBI regulations on payment systems, visit the National Payments Corporation of India website at NPCI official website which oversees UPI, NEFT, RTGS, IMPS systems and maintains updated IFSC code directory for all banks in India.
IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies each bank branch participating in the NEFT, RTGS, and IMPS payment systems in India.
IFSC codes are used for electronic fund transfers like NEFT, RTGS, and IMPS. They ensure money reaches the correct bank branch.
Our lookup uses Razorpay's official IFSC database, which is updated regularly and used by major payment systems in India.
Double-check the code format and try again. If still not found, the branch might be new or the code might be incorrect.
Yes, our IFSC lookup service is completely free to use. No registration or payment required.